:root {
  --navy: #003f93;
  --deep-navy: #0b3a70;
  --darkest: #06264a;
  --blue: #3d9be9;
  --orange: #ff431b;
  --orange-dark: #e83813;
  --ink: #132b48;
  --muted: #536780;
  --pale: #f2f7fc;
  --line: #d8e3ee;
  --white: #ffffff;
  --shadow: 0 22px 70px rgba(4, 43, 88, 0.2);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 24px;
}

body {
  margin: 0;
  background: var(--white);
  color: var(--ink);
  font-family: Inter, Manrope, "Helvetica Neue", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration-thickness: 1.5px;
  text-underline-offset: 3px;
}

button,
input,
select {
  font: inherit;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

:focus-visible {
  outline: 3px solid rgba(61, 155, 233, 0.75);
  outline-offset: 3px;
}

.skip-link {
  position: fixed;
  left: 18px;
  top: -80px;
  z-index: 1000;
  border-radius: 8px;
  background: var(--white);
  color: var(--navy);
  font-weight: 800;
  padding: 12px 18px;
  transition: top 160ms ease;
}

.skip-link:focus {
  top: 18px;
}

.container,
.header-inner,
.hero-inner {
  width: min(1320px, calc(100% - 64px));
  margin-inline: auto;
}

.site-header {
  position: relative;
  z-index: 30;
  min-height: 104px;
  background: var(--white);
  box-shadow: 0 1px 0 rgba(0, 63, 147, 0.1);
}

.header-inner {
  min-height: 104px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand-link {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.header-logo {
  display: block;
  width: 266px;
  height: auto;
  aspect-ratio: 333 / 125;
  object-fit: contain;
  object-position: left center;
  flex: 0 0 auto;
}

.header-contact {
  display: flex;
  align-items: center;
  gap: 14px;
  color: var(--navy);
}

.header-contact > div {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  line-height: 1.3;
}

.header-contact span {
  color: var(--muted);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.header-contact a {
  color: var(--deep-navy);
  font-size: 1.45rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  text-decoration: none;
}

.shield-mark {
  display: inline-flex;
  flex: 0 0 auto;
  width: 38px;
  height: 42px;
  color: var(--blue);
}

.shield-mark svg {
  width: 100%;
  height: 100%;
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 2.1;
}

.hero {
  position: relative;
  isolation: isolate;
  min-height: 718px;
  overflow: hidden;
  background: var(--deep-navy);
}

.hero-image {
  position: absolute;
  z-index: -4;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center center;
}

.hero::before {
  content: "";
  position: absolute;
  z-index: -3;
  inset: 0;
  background:
    linear-gradient(
      90deg,
      rgba(4, 43, 88, 0.98) 0%,
      rgba(0, 63, 147, 0.94) 34%,
      rgba(0, 63, 147, 0.64) 56%,
      rgba(5, 42, 83, 0.18) 80%,
      rgba(5, 42, 83, 0.06) 100%
    );
}

.hero::after {
  content: "";
  position: absolute;
  z-index: -2;
  inset: 0;
  background: linear-gradient(180deg, rgba(3, 27, 54, 0.04), rgba(3, 27, 54, 0.3));
}

.hero-wedge {
  position: absolute;
  z-index: -1;
  inset: 0 45% 0 0;
  clip-path: polygon(0 0, 82% 0, 100% 18%, 78% 50%, 100% 100%, 0 100%);
  background: linear-gradient(135deg, rgba(5, 39, 77, 0.6), rgba(0, 63, 147, 0.14));
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 2;
  min-height: 718px;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(400px, 0.78fr);
  align-items: center;
  gap: clamp(36px, 5vw, 88px);
  padding-block: 54px;
}

.hero-copy {
  max-width: 720px;
  color: var(--white);
}

.eyebrow,
.section-kicker,
.form-kicker {
  margin: 0 0 16px;
  color: var(--blue);
  font-size: 0.86rem;
  font-weight: 800;
  letter-spacing: 0.15em;
  line-height: 1.4;
  text-transform: uppercase;
}

.section-kicker.light {
  color: #9fd5ff;
}

.hero h1 {
  max-width: 760px;
  margin: 0;
  color: var(--white);
  font-size: clamp(3.4rem, 5.1vw, 5rem);
  font-weight: 760;
  letter-spacing: -0.052em;
  line-height: 1.01;
}

.hero-summary {
  max-width: 620px;
  margin: 24px 0 0;
  color: rgba(255, 255, 255, 0.96);
  font-size: clamp(1.15rem, 1.6vw, 1.42rem);
  font-weight: 500;
  line-height: 1.48;
}

.hero-benefits,
.check-list {
  margin: 26px 0 0;
  padding: 0;
  list-style: none;
}

.hero-benefits {
  display: grid;
  gap: 12px;
}

.hero-benefits li,
.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 13px;
}

.hero-benefits li {
  color: var(--white);
  font-size: 1.08rem;
  font-weight: 650;
}

.check-mark {
  display: inline-flex;
  flex: 0 0 auto;
  align-items: center;
  justify-content: center;
  width: 27px;
  height: 27px;
  margin-top: 1px;
  border-radius: 50%;
  background: #d9efff;
  color: var(--navy);
}

.check-mark svg {
  width: 17px;
  height: 17px;
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 2.7;
}

.business-purpose-note {
  margin: 23px 0 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.82rem;
}

.hero-form-wrap {
  display: flex;
  justify-content: flex-end;
}

.lead-form,
.form-success {
  width: 100%;
  max-width: 486px;
  border: 1px solid rgba(255, 255, 255, 0.48);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--shadow);
  color: var(--ink);
  padding: 28px 30px 24px;
  backdrop-filter: blur(8px);
}

.form-heading {
  margin-bottom: 18px;
}

.form-heading .form-kicker {
  margin-bottom: 4px;
  color: var(--blue);
  font-size: 0.7rem;
}

.form-heading h2,
.form-success h2 {
  margin: 0;
  color: var(--deep-navy);
  font-size: 1.8rem;
  letter-spacing: -0.025em;
  line-height: 1.18;
}

.form-heading > p:last-child {
  margin: 6px 0 0;
  color: var(--muted);
  font-size: 0.84rem;
}

.field {
  display: grid;
  gap: 6px;
}

.field + .field,
.field + .form-row,
.form-row + .field {
  margin-top: 12px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.field label {
  color: #123565;
  font-size: 0.76rem;
  font-weight: 750;
}

.field input,
.field select {
  width: 100%;
  min-height: 44px;
  border: 1px solid #c9d6e4;
  border-radius: 7px;
  background: var(--white);
  color: var(--ink);
  padding: 9px 12px;
  transition: border-color 160ms ease, box-shadow 160ms ease;
}

.field input:hover,
.field select:hover {
  border-color: #9bb8d3;
}

.field input:focus,
.field select:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(61, 155, 233, 0.18);
  outline: none;
}

.consent {
  display: grid;
  grid-template-columns: 17px 1fr;
  align-items: start;
  gap: 9px;
  margin: 14px 0 0;
  color: #5c6e83;
  cursor: pointer;
  font-size: 0.69rem;
  line-height: 1.42;
}

.consent input {
  width: 16px;
  height: 16px;
  margin: 2px 0 0;
  accent-color: var(--navy);
}

.honeypot {
  position: absolute !important;
  left: -9999px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
}

.primary-button,
.secondary-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  min-height: 54px;
  border: 0;
  border-radius: 8px;
  cursor: pointer;
  font-weight: 800;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  transition: transform 180ms ease, background-color 180ms ease, box-shadow 180ms ease;
}

.primary-button {
  background: var(--orange);
  box-shadow: 0 12px 24px rgba(255, 67, 27, 0.22);
  color: var(--white);
  padding: 15px 24px;
}

.secondary-button {
  border: 2px solid var(--blue);
  background: var(--white);
  color: var(--navy);
  padding: 13px 24px;
}

.form-button {
  width: 100%;
  min-height: 56px;
  margin-top: 15px;
  font-size: 1rem;
}

.form-button:disabled {
  cursor: wait;
  opacity: 0.72;
}

.privacy-note {
  margin: 9px 0 0;
  color: var(--muted);
  font-size: 0.68rem;
  text-align: center;
}

.privacy-note a {
  color: var(--navy);
  font-weight: 700;
}

.form-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-top: 15px;
  padding-top: 13px;
  border-top: 1px solid var(--line);
  color: var(--deep-navy);
  font-size: 0.72rem;
  font-weight: 700;
}

.form-trust .shield-mark {
  width: 22px;
  height: 26px;
}

.form-error {
  display: grid;
  gap: 3px;
  margin-top: 12px;
  border-left: 3px solid #c0392b;
  background: #fff2f0;
  color: #7b2d24;
  padding: 10px 12px;
  font-size: 0.75rem;
  line-height: 1.45;
}

.form-error a {
  font-weight: 800;
}

.form-success {
  min-height: 470px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
}

.success-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  margin-bottom: 20px;
  border-radius: 50%;
  background: #dceeff;
  color: var(--navy);
  font-size: 1.6rem;
  font-weight: 900;
}

.form-success p:not(.form-kicker) {
  color: var(--muted);
}

.form-success a {
  color: var(--navy);
  font-size: 1.05rem;
  font-weight: 800;
}

.trust-strip {
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 13px;
  border-bottom: 1px solid var(--line);
  background: var(--white);
  color: var(--deep-navy);
  font-size: 1rem;
  font-weight: 650;
}

.trust-strip .shield-mark {
  width: 34px;
  height: 38px;
  margin-right: 7px;
  color: var(--navy);
}

.trust-strip span + span::before {
  content: "•";
  margin-right: 13px;
  color: #8aa0b8;
}

.section {
  padding-block: 96px;
}

.section h2 {
  margin: 0;
  color: var(--deep-navy);
  font-size: clamp(2.2rem, 4vw, 3.65rem);
  font-weight: 760;
  letter-spacing: -0.04em;
  line-height: 1.08;
}

.section h3 {
  color: var(--deep-navy);
}

.intro-section {
  background: var(--white);
}

.intro-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.05fr);
  gap: clamp(54px, 8vw, 120px);
  align-items: start;
}

.intro-copy p {
  margin: 0 0 20px;
  color: var(--muted);
  font-size: 1.08rem;
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 6px;
  color: var(--navy);
  font-weight: 800;
  text-decoration: none;
}

.text-link span {
  color: var(--orange);
}

.highlights-section {
  border-block: 1px solid #e5edf5;
  background: var(--pale);
}

.section-heading {
  max-width: 760px;
  margin-bottom: 44px;
}

.section-heading.centered {
  margin-inline: auto;
  text-align: center;
}

.section-heading.narrow {
  max-width: 690px;
}

.section-heading > p:last-child {
  margin: 18px auto 0;
  color: var(--muted);
  font-size: 1.05rem;
}

.highlight-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 20px;
}

.highlight-card {
  position: relative;
  min-height: 315px;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: var(--white);
  padding: 34px 28px;
  box-shadow: 0 12px 35px rgba(21, 63, 106, 0.06);
}

.highlight-card::after {
  content: "";
  position: absolute;
  right: -40px;
  bottom: -70px;
  width: 150px;
  height: 150px;
  border-radius: 50%;
  background: rgba(61, 155, 233, 0.08);
}

.card-number {
  color: var(--blue);
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.14em;
}

.highlight-card h3 {
  margin: 52px 0 14px;
  font-size: 1.32rem;
  line-height: 1.28;
}

.highlight-card p {
  margin: 0;
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.65;
}

.calculator-section {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 92% 10%, rgba(61, 155, 233, 0.26), transparent 32%),
    linear-gradient(135deg, var(--darkest), var(--deep-navy));
}

.calculator-section::after {
  content: "";
  position: absolute;
  left: -180px;
  bottom: -260px;
  width: 520px;
  height: 520px;
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 50%;
}

.calculator-layout {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(580px, 1.22fr);
  gap: clamp(48px, 7vw, 96px);
  align-items: center;
}

.calculator-copy {
  color: var(--white);
}

.calculator-copy h2 {
  color: var(--white);
}

.calculator-copy > p:not(.section-kicker) {
  margin: 22px 0 0;
  color: rgba(255, 255, 255, 0.8);
  font-size: 1.04rem;
}

.formula {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 8px 14px;
  margin-top: 28px;
  border-left: 3px solid var(--blue);
  background: rgba(255, 255, 255, 0.08);
  padding: 18px 20px;
}

.formula span {
  color: #d9ebfb;
  font-size: 0.88rem;
}

.formula i {
  grid-row: 1 / span 2;
  grid-column: 2;
  align-self: center;
  color: #9fd5ff;
  font-style: normal;
  font-size: 1.5rem;
}

.formula strong {
  color: var(--white);
  font-size: 1.3rem;
}

.calculator-help a {
  color: var(--white);
  font-weight: 800;
}

.calculator-card {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(190px, 0.65fr);
  gap: 28px;
  border: 1px solid rgba(255, 255, 255, 0.35);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.97);
  box-shadow: 0 28px 75px rgba(0, 21, 48, 0.32);
  padding: 30px;
}

.calculator-card form {
  min-width: 0;
}

.calculator-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.calculator-grid .field + .field {
  margin-top: 0;
}

.calculator-grid .field:first-child {
  grid-column: 1 / -1;
}

.money-input {
  position: relative;
}

.money-input span {
  position: absolute;
  left: 13px;
  top: 50%;
  color: #6c8197;
  font-weight: 800;
  transform: translateY(-50%);
}

.money-input input {
  padding-left: 30px;
}

.calculator-card .secondary-button {
  width: 100%;
  margin-top: 18px;
}

.calculator-result {
  min-height: 250px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: #edf6fd;
  color: var(--deep-navy);
  padding: 24px 18px;
  text-align: center;
}

.calculator-result p {
  margin: 0;
  color: var(--muted);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.calculator-result strong {
  margin: 5px 0 12px;
  color: var(--navy);
  font-size: 3.5rem;
  letter-spacing: -0.06em;
  line-height: 1;
}

.calculator-result span {
  color: var(--muted);
  font-size: 0.78rem;
  line-height: 1.5;
}

.calculator-result.has-result {
  background: #e5f3ff;
  box-shadow: inset 0 0 0 1px #c7e4fb;
}

.calculator-disclaimer {
  grid-column: 1 / -1;
  margin: -13px 0 0;
  color: #687b90;
  font-size: 0.68rem;
  line-height: 1.5;
}

.eligibility-section {
  background: var(--white);
}

.eligibility-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 32px;
}

.property-panel,
.requirements-panel {
  border-radius: 16px;
  padding: clamp(32px, 5vw, 58px);
}

.property-panel {
  border: 1px solid var(--line);
  background: var(--pale);
}

.property-panel > p:not(.section-kicker) {
  color: var(--muted);
}

.check-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px 22px;
  margin-top: 28px;
}

.check-list li {
  color: var(--ink);
  font-size: 0.94rem;
  font-weight: 700;
}

.check-list .check-mark {
  width: 23px;
  height: 23px;
  background: #d9ecfb;
}

.requirements-panel {
  background: var(--deep-navy);
  color: var(--white);
}

.requirements-panel .section-kicker {
  color: #93cdff;
}

.requirements-panel h3 {
  margin: 0 0 26px;
  color: var(--white);
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  letter-spacing: -0.03em;
}

.requirements-panel dl,
.requirements-panel dd {
  margin: 0;
}

.requirements-panel dl {
  display: grid;
}

.requirements-panel dl > div {
  display: grid;
  grid-template-columns: 150px 1fr;
  gap: 18px;
  padding-block: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.requirements-panel dt {
  color: var(--white);
  font-size: 0.86rem;
  font-weight: 800;
}

.requirements-panel dd {
  color: rgba(255, 255, 255, 0.73);
  font-size: 0.86rem;
}

.comparison-section {
  border-top: 1px solid #e5edf5;
  background: #f8fbfe;
}

.table-scroll {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: var(--white);
  box-shadow: 0 16px 40px rgba(15, 56, 98, 0.06);
}

table {
  width: 100%;
  min-width: 760px;
  border-collapse: collapse;
}

th,
td {
  padding: 19px 22px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

thead th {
  background: var(--deep-navy);
  color: var(--white);
  font-size: 0.82rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

thead th:first-child {
  border-top-left-radius: 12px;
}

thead th:last-child {
  border-top-right-radius: 12px;
}

tbody th {
  width: 28%;
  color: var(--deep-navy);
  font-size: 0.9rem;
}

tbody td {
  color: var(--muted);
  font-size: 0.9rem;
}

tbody td:nth-child(2) {
  background: #f5faff;
  color: var(--ink);
  font-weight: 650;
}

tbody tr:last-child th,
tbody tr:last-child td {
  border-bottom: 0;
}

.process-section {
  position: relative;
  overflow: hidden;
  background: linear-gradient(145deg, #073260, #0b3a70);
  color: var(--white);
}

.process-section .section-heading h2 {
  color: var(--white);
}

.process-list {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: step;
}

.process-list li {
  position: relative;
  min-height: 300px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 42px;
  padding: 34px 30px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-right: 0;
}

.process-list li:last-child {
  border-right: 1px solid rgba(255, 255, 255, 0.16);
}

.process-list li > span {
  color: #8dceff;
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.15em;
}

.process-list h3 {
  margin: 0 0 12px;
  color: var(--white);
  font-size: 1.25rem;
  line-height: 1.28;
}

.process-list p {
  margin: 0;
  color: rgba(255, 255, 255, 0.68);
  font-size: 0.87rem;
}

.local-section {
  background: var(--white);
}

.local-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(54px, 8vw, 120px);
}

.local-grid > div:last-child p {
  margin: 0 0 20px;
  color: var(--muted);
  font-size: 1.06rem;
}

.faq-section {
  border-top: 1px solid var(--line);
  background: var(--pale);
}

.faq-layout {
  display: grid;
  grid-template-columns: minmax(280px, 0.7fr) minmax(0, 1.3fr);
  gap: clamp(54px, 8vw, 110px);
  align-items: start;
}

.faq-heading {
  position: sticky;
  top: 28px;
}

.faq-heading > p:not(.section-kicker) {
  color: var(--muted);
}

.inline-button {
  margin-top: 22px;
}

.faq-list {
  border-top: 1px solid #cbd9e6;
}

.faq-list details {
  border-bottom: 1px solid #cbd9e6;
}

.faq-list summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  cursor: pointer;
  color: var(--deep-navy);
  font-size: 1.02rem;
  font-weight: 800;
  line-height: 1.4;
  list-style: none;
  padding: 22px 0;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary span {
  flex: 0 0 auto;
  color: var(--blue);
  font-size: 1.55rem;
  font-weight: 400;
  transition: transform 180ms ease;
}

.faq-list details[open] summary span {
  transform: rotate(45deg);
}

.faq-list details p {
  margin: -4px 52px 23px 0;
  color: var(--muted);
}

.final-cta {
  padding-block: 76px;
  background:
    radial-gradient(circle at 86% 15%, rgba(61, 155, 233, 0.28), transparent 27%),
    var(--deep-navy);
  color: var(--white);
}

.final-cta-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 54px;
  align-items: center;
}

.final-cta h2 {
  max-width: 760px;
  margin: 0;
  color: var(--white);
  font-size: clamp(2.2rem, 4vw, 3.7rem);
  letter-spacing: -0.045em;
  line-height: 1.08;
}

.final-cta p:not(.section-kicker) {
  max-width: 690px;
  margin: 16px 0 0;
  color: rgba(255, 255, 255, 0.76);
}

.final-actions {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 14px;
  min-width: 275px;
}

.phone-link {
  color: var(--white);
  font-weight: 800;
  text-align: center;
}

.site-footer {
  background: var(--white);
  color: var(--navy);
  border-top: 1px solid rgba(8, 51, 91, 0.12);
}

.footer-top {
  display: grid;
  grid-template-columns: 1.35fr 0.8fr 0.85fr;
  gap: 68px;
  padding-block: 68px 48px;
}

.footer-logo-wrap {
  display: inline-flex;
  align-items: center;
  width: 250px;
  max-width: 100%;
}

.footer-logo {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 333 / 125;
  object-fit: contain;
  object-position: left center;
}

.footer-brand p {
  margin: 14px 0 0;
  font-size: 0.88rem;
}

.footer-brand p:nth-of-type(1) {
  color: var(--navy);
  font-weight: 800;
}

.footer-contact,
.footer-license {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 9px;
}

.footer-top h2 {
  margin: 0 0 8px;
  color: var(--navy);
  font-size: 0.82rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.footer-top a,
.footer-top p {
  color: #536b80;
  font-size: 0.82rem;
}

.footer-license p {
  margin: 0;
}

.equal-housing {
  margin-top: 8px !important;
  color: var(--navy) !important;
  font-weight: 800;
}

.footer-disclosures {
  border-top: 1px solid rgba(8, 51, 91, 0.13);
  padding-block: 28px 34px;
}

.footer-disclosures p {
  margin: 0 0 10px;
  color: #687d90;
  font-size: 0.68rem;
  line-height: 1.55;
}

.mobile-action-bar {
  display: none;
}

@media (hover: hover) {
  .primary-button:hover {
    background: var(--orange-dark);
    box-shadow: 0 15px 30px rgba(232, 56, 19, 0.3);
    transform: translateY(-2px);
  }

  .secondary-button:hover {
    background: #eaf5fd;
    transform: translateY(-2px);
  }

  .header-contact a:hover,
  .text-link:hover,
  .phone-link:hover,
  .footer-top a:hover {
    color: var(--blue);
  }
}

@media (max-width: 1180px) {
  .hero-inner {
    grid-template-columns: minmax(0, 1fr) minmax(390px, 0.76fr);
    gap: 38px;
  }

  .hero h1 {
    font-size: clamp(3.2rem, 5.2vw, 4.3rem);
  }

  .highlight-grid {
    grid-template-columns: 1fr 1fr;
  }

  .highlight-card {
    min-height: 265px;
  }

  .highlight-card h3 {
    margin-top: 32px;
  }

  .calculator-layout {
    grid-template-columns: 1fr;
  }

  .calculator-card {
    max-width: 850px;
  }
}

@media (max-width: 920px) {
  .container,
  .header-inner,
  .hero-inner {
    width: min(100% - 40px, 760px);
  }

  .site-header,
  .header-inner {
    min-height: 88px;
  }

  .header-logo {
    width: 220px;
  }

  .header-contact > div > span {
    display: none;
  }

  .header-contact a {
    font-size: 1.1rem;
  }

  .hero,
  .hero-inner {
    min-height: auto;
  }

  .hero-image {
    object-position: 72% center;
  }

  .hero::before {
    background: linear-gradient(180deg, rgba(4, 43, 88, 0.96), rgba(0, 63, 147, 0.88));
  }

  .hero-wedge {
    display: none;
  }

  .hero-inner {
    grid-template-columns: 1fr;
    gap: 38px;
    padding-block: 64px;
  }

  .hero-copy {
    max-width: 720px;
  }

  .hero-form-wrap {
    justify-content: flex-start;
  }

  .lead-form,
  .form-success {
    max-width: 620px;
  }

  .intro-grid,
  .eligibility-grid,
  .local-grid,
  .faq-layout,
  .final-cta-inner {
    grid-template-columns: 1fr;
  }

  .faq-heading {
    position: static;
  }

  .process-list {
    grid-template-columns: 1fr 1fr;
  }

  .process-list li {
    min-height: 270px;
  }

  .process-list li:nth-child(2) {
    border-right: 1px solid rgba(255, 255, 255, 0.16);
  }

  .final-actions {
    max-width: 360px;
  }

  .footer-top {
    grid-template-columns: 1.3fr 1fr;
  }

  .footer-license {
    grid-column: 1 / -1;
  }
}

@media (max-width: 680px) {
  html {
    scroll-padding-bottom: 78px;
  }

  body {
    padding-bottom: 68px;
  }

  .container,
  .header-inner,
  .hero-inner {
    width: min(100% - 30px, 600px);
  }

  .site-header,
  .header-inner {
    min-height: 76px;
  }

  .header-logo {
    width: 174px;
  }

  .header-contact {
    gap: 6px;
  }

  .header-contact .shield-mark {
    display: none;
  }

  .header-contact a {
    font-size: 0.9rem;
  }

  .hero-inner {
    padding-block: 48px 54px;
  }

  .hero h1 {
    font-size: clamp(2.7rem, 13vw, 4rem);
    line-height: 1.02;
  }

  .hero-summary {
    font-size: 1.08rem;
  }

  .hero-benefits li {
    font-size: 0.96rem;
  }

  .lead-form,
  .form-success {
    border-radius: 14px;
    padding: 25px 20px 21px;
  }

  .form-heading h2,
  .form-success h2 {
    font-size: 1.55rem;
  }

  .form-row {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .form-row + .field {
    margin-top: 12px;
  }

  .trust-strip {
    min-height: 98px;
    flex-wrap: wrap;
    gap: 4px 8px;
    padding: 18px 28px;
    font-size: 0.86rem;
    text-align: center;
  }

  .trust-strip .shield-mark {
    width: 28px;
    height: 32px;
  }

  .trust-strip span + span::before {
    margin-right: 8px;
  }

  .section {
    padding-block: 72px;
  }

  .section h2,
  .final-cta h2 {
    font-size: clamp(2rem, 10vw, 3rem);
  }

  .intro-grid,
  .eligibility-grid,
  .local-grid,
  .faq-layout {
    gap: 38px;
  }

  .highlight-grid {
    grid-template-columns: 1fr;
  }

  .highlight-card {
    min-height: 0;
  }

  .calculator-card {
    grid-template-columns: 1fr;
    padding: 22px 18px;
  }

  .calculator-grid {
    grid-template-columns: 1fr;
  }

  .calculator-grid .field:first-child {
    grid-column: auto;
  }

  .calculator-result {
    min-height: 210px;
  }

  .calculator-disclaimer {
    grid-column: auto;
    margin-top: -8px;
  }

  .property-panel,
  .requirements-panel {
    padding: 30px 22px;
  }

  .check-list {
    grid-template-columns: 1fr;
  }

  .requirements-panel dl > div {
    grid-template-columns: 1fr;
    gap: 5px;
  }

  .process-list {
    grid-template-columns: 1fr;
  }

  .process-list li,
  .process-list li:nth-child(2) {
    min-height: 230px;
    border-right: 1px solid rgba(255, 255, 255, 0.16);
    border-bottom: 0;
  }

  .process-list li:last-child {
    border-bottom: 1px solid rgba(255, 255, 255, 0.16);
  }

  .faq-list details p {
    margin-right: 20px;
  }

  .final-cta {
    padding-block: 64px;
  }

  .final-cta-inner {
    gap: 34px;
  }

  .final-actions {
    min-width: 0;
    max-width: none;
  }

  .footer-top {
    grid-template-columns: 1fr;
    gap: 34px;
  }

  .footer-license {
    grid-column: auto;
  }

  .mobile-action-bar {
    position: fixed;
    z-index: 80;
    right: 0;
    bottom: 0;
    left: 0;
    display: grid;
    grid-template-columns: 0.65fr 1.35fr;
    gap: 8px;
    border-top: 1px solid #d2dfeb;
    background: rgba(255, 255, 255, 0.98);
    box-shadow: 0 -10px 30px rgba(2, 33, 67, 0.14);
    padding: 9px 10px calc(9px + env(safe-area-inset-bottom));
    backdrop-filter: blur(10px);
  }

  .mobile-action-bar a {
    min-height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 7px;
    font-weight: 800;
    text-decoration: none;
  }

  .mobile-call {
    border: 2px solid var(--navy);
    color: var(--navy);
  }

  .mobile-form {
    background: var(--orange);
    color: var(--white);
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }
}

@media print {
  .mobile-action-bar,
  .site-header,
  .lead-form,
  .final-actions {
    display: none !important;
  }

  body {
    color: #000;
    background: #fff;
  }
}

/* WordPress integration safeguards. The late-loaded plugin stylesheet wins over
   ordinary theme defaults while the dedicated full-width template is active. */
[hidden] {
  display: none !important;
}

html body.bcp-dscr-landing-page {
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 0;
  overflow-x: hidden;
  background: var(--white);
}

body.bcp-dscr-landing-page .site-header,
body.bcp-dscr-landing-page .site-footer,
body.bcp-dscr-landing-page main,
body.bcp-dscr-landing-page section {
  max-width: none;
}

body.bcp-dscr-landing-page .primary-button,
body.bcp-dscr-landing-page .secondary-button,
body.bcp-dscr-landing-page .form-button {
  appearance: none;
}

body.bcp-dscr-landing-page button:disabled {
  cursor: wait;
  opacity: 0.72;
}